Employee Benefits

As a business owner, you know how important your employees are to your success. We can help you with products that will provide employee benefits, which will protect both you and your workers

We know that in today’s changing economic times that employee benefits are important to employees. We also understand that you, as a business owner, need to find the most affordable means to keep your company profitable. We can help you create an employee benefits package that will meet both those requirements.

It is no secret that health care is expensive. Fortunately, our agency is here with the solutions to keep costs affordable and manageable. Let’s talk about health insurance, today. With EF BUSINESS SERVICES by your side, you will gain peace of mind—all the time.

Employee Benefits

As a business owner, you know how important your employees are to your success.  We can help you with products that will provide employee benefits, which will protect both you and your workers

 

We know that in today’s changing economic times that employee benefits are important to employees. We also understand that you, as a business owner, need to find the most affordable means to keep your company profitable.   We can help you create an employee benefits package that will meet both those requirements.

Group benefits

As part of our commitment to helping you cover your employees, we offer many different employee benefits including:

  • Health Insurance
  • Dental Insurance
  • Disability Insurance
  • Life Insurance
  • Long-Term Care Insurance
  • Vision Insurance
  • Voluntary Benefits
  • Key Employee Insurance

Solutions for your business

  • Buy-sell and business transfer strategies for closely held companies

Do you have a plan in place today? A formal agreement established by and between business owners, family members, key employees or other third parties helps keep your business going due to a death, disability or the retirement of an owner. We can help you with funding the agreement. Life and disability buy-out insurance can help reduce the financial strain on remaining owners.

  • Business owner strategies

A complimentary, personalized business owner retirement analysis looks at the value of your business, your personal savings and any transition plans you have in place. Any gaps or problems identified come with recommended solutions.

  • Key employee benefits

Recruit, reward, retain and retire the key employees whose performance most affects the success of your organization. Key employee benefits can help you help them at seooneclick.com. These plans can provide additional benefits and/or help them make up for benefits lost due to government restrictions placed on qualified retirement plans. The result? More engaged and loyal employees and a great recruiting tool too.

  • Key person protection

Protect the integrity, cash flow and ongoing success of your business from the loss of a key employee due to death, disability or termination of employment. Key person insurance helps the business overcome additional expenses associated with recruiting and training a replacement.

Qualified Retirement Plans

Attract and retain employees with a qualified retirement plan.  Choose from defined contribution and defined benefit retirement plans that include:

  • 401(k)
  • 403(b)
  • Traditional defined benefit
  • Employee stock ownership plans

Key Employee Retirement Benefits

 

Your top people may be losing benefits due to restrictions on qualified retirement plans. These benefit plans can help meet additional retirement planning needs. Examples include:

  • Bonus plans
  • Deferred compensation plans

Interested in learning more about how EF BUSINESS SERVICES can help your business be more successful?

Call me today at 559-765-7988 to discover the advantages of utilizing our services.

IF YOU DON’T DO IT RIGHT THE FIRST TIME,
WHEN WILL YOU HAVE THE TIME?