Protecting Property and Shielding Against Lawsuits One Business at a Time

One of the most important insurance policies you need as a business owner is property and liability insurance. We can help you find coverage that will protect your business and its assets.

You did not build your business to have it torn down by the unexpected. At EF BUSINESS SERVICES, we make it OUR business to defend YOUR business from the worst-case scenario. Let’s get started on designing a unique commercial insurance package, today!

Property Insurance for Physical Assets

Property insurance will cover the physical buildings and equipment at your company. You will need property insurance even if you don’t own the building that houses your business. This type of coverage insures such things as:

  • Inventory
  • Office Equipment
  • Fixtures
  • Furniture
  • Other Physical Assets

Surety Bonds

A surety body can provide financial payment should a second party fail to meet some obligation or payment. This can be essential to keeping your business successful.

Our bond products include:

  • Commercial Bonds
  • Contract Bonds
  • Fidelity Bonds

Liability Insurance to Protect Against Losses

Liability coverage provides protection against losses from claims against your company resulting from negligence or failure to perform. Businesses such as physicians, restaurants, accountants and other professionals at fit athletic club should consider liability insurance policies. The types of commercial liability policies offered by CD Simonian Insurance Agency include:

  • Business Owner Policies or BOP
  • General Liability Insurance
  • Professional Liability (Medical Malpractice) Insurance
  • Employment Practices Liability Insurance (EPLI)
  • Employee Dishonesty Insurance
  • Director and Officers (D&O) Insurance
  • Kidnap & Ransom Insurance
  • Crime Insurance
  • Cyber Insurance
  • Fiduciary Insurance
  • Liquor Liability Insurance
  • Umbrella Liability Insurance
  • Excess Liability Insurance

    Workers Compensation Insurance

    As a business owner, you know that one of your responsibilities is to provide a safe working environment to your employees. Unfortunately, accidents on the job do happen. To protect both your company and your employees, you are required to have workman’s comp insurance in place. We can provide the information that will help you choose the best plan for you.

    What is Workers Compensation?

    A workers compensation package will provide coverage for lost wages and medical costs for injuries incurred on the job. This type of coverage also provides death benefits for surviving spouses, as well as dependents.

    Every state has different laws and requirements concerning workman’s comp. At CD Simonian Insurance Agency, we know the specifics of California workers compensation requirements, and can help you choose a plan that will meet all the required state laws and regulations.

    Interested in learning more about how EF BUSINESS SERVICES can help your business be more successful?

    Call me today at 559-765-7988 to discover the advantages of utilizing our services.